Online Bank Accounts – UK

Should you find yourself in a position to invest your money over a rather long fixed length of time in order to earn a higher interest rate, to follow is a comparison list of 5 (five) year fixed rate bonds currently made available by online banks and building societies (BS).

In the following list, interest rates are expressed as gross p.a./AER.

• Anglo Irish Bank (angloirishbank.co.uk) – 5 (Five) Year Fixed Rate Bond - 2.75% – £500  to £2million
• Barclays (barclays.co.uk) – 5 (Five) Year Fixed Rate Savings Bond Issue 54 – 4.25% – £500 to £49,999Julian Hodge Bank (julianhodgebank.com) – Capital Millennium 5 (Five) Year Fixed Rate Bond – 4.40% – from £1,000
• Barclays (barclays.co.uk) – 5 (Five) Year Fixed Rate Savings Bond Issue 54 – 4.75% – £50,000 to £1millionLeeds Building Society (leedsbuildingsociety.co.uk) – 5 (Five) Year Fixed Rate Bond Issue 41- 3.75% – £100 to £49,999
• Leeds Building Society (leedsbuildingsociety.co.uk) – 5 (Five) Year Fixed Rate Bond Issue 41- 4.00% – £50,000 to £99,999
• Leeds Building Society (leedsbuildingsociety.co.uk) – 5 (Five) Year Fixed Rate Bond Issue 41- 4.50% – £100,000 to £1million
• National Counties Building Society (ncbs.co.uk) – 1st Issue 5 (Five) Year Stepped Rate Bond – period to 28/02/2011 - 3.75% – £5,000 to £150,000
• National Counties Building Society (ncbs.co.uk) – 1st Issue 5 (Five) Year Stepped Rate Bond – period to 31/05/2012 - 4.00% – £5,000 to £150,000
• National Counties Building Society (ncbs.co.uk) – 1st Issue 5 (Five) Year Stepped Rate Bond – period to 31/05/2013 - 4.50% – £5,000 to £150,000
• National Counties Building Society (ncbs.co.uk) – 1st Issue 5 (Five) Year Stepped Rate Bond – period to 28/02/2014 - 5.00% – £5,000 to £150,000
• National Counties Building Society (ncbs.co.uk) – 1st Issue 5 (Five) Year Stepped Rate Bond – period to 31/08/2014 - 6.00% – £5,000 to £150,000
• Nationwide Building Society (nationwide.co.uk) – 5 (Five) Year Fixed Rate Bond – 4.75% – £1 to £9,999
• Nationwide Building Society (nationwide.co.uk) – 5 (Five) Year Fixed Rate Bond – 4.80% – £10,000 to £24,999
• Nationwide Building Society (nationwide.co.uk) – 5 (Five) Year Fixed Rate Bond – 4.90% – £25,000 to £49,999
• Nationwide Building Society (nationwide.co.uk) – 5 (Five) Year Fixed Rate Bond – 5.00% – £50,000 to £2million
• Norwich and Peterborough BS (gibraltar.nandp.co.uk) – 5 (Five) Year Bond – 4.45% – £1,000 to £9,999
• Norwich and Peterborough BS (gibraltar.nandp.co.uk) - 5 (Five) Year Bond – 4.55% – £10,000 to £24,999
• Norwich and Peterborough BS (gibraltar.nandp.co.uk) – 5 (Five) Year Bond – 4.65% – £25,000 to £49,999
• Norwich and Peterborough BS (gibraltar.nandp.co.uk) – 5 (Five) Year Bond – 4.75% – £50,000 to £1million
• Principality Building Society (principality.co.uk) – 5 (Five) Fixed Rate Bond Issue 153 – 5.15% – £500 to 1million

Barnsley Building Society (barnsley-bs.co.uk) is currently offering a 5.40% Gross pa/AER online 5 Year Fixed Rate Bond.

Investors can choose between monthly and annual interest payment and can invest £100 to £500,000.

Withdrawals and early closure are not allowed during the bond term.

This is an online-only bond.

Barnsley Building Society and the Barnsley are trading names of Yorkshire Building Society.