Online Bank Accounts – UK

Should you find yourself in a position to invest your money over a not so short fixed length of time in order to earn a higher interest rate, to follow is a comparison list of 3 (three) year fixed rate bonds currently made available by online banks and building societies (BS).

In the following list, interest rates are expressed as gross p.a./AER.

• Bank Of Cyprus UK (bankofcyprus.co.uk) – Three Year Fixed Rate Bond Issue 61 – 4.25% – from £1
• Birmingham Midshires (askbm.co.uk) – Three Year Fixed Rate Bond – 4.55% – £1 to £10million
• Barnsley BS (barnsley-bs.co.uk – Three Year Fixed Rate Online Bond – 4.70% – £100 to £2million
• Clydesdale Bank (cbonline.co.uk) – 3 Year Step Up Bond – Year 1: 3.25%, Year 2: 4.00%, Year 3: 5.20% - £2,000 to £5million
• Dunfermline BS (dunfermline.com) – 3 Year Fixed Rate Bond Issue 55 – 4.50% – £1,000 to £1million
• Julian Hodge Bank (julianhodgebank.com) – Capital Millennium Three Year Fixed Rate Bond – 3.90% – from £1,000
• National Counties BS (ncbs.co.uk) – 35th Issue Three Year Fixed Rate Savings Bond – 4,31% – £20,000 to £150,000
• Natwest (natwest.com) – 3-Year Growth Community Savings Bond – 2.50% – from £500
• Norwich and Peterborough BS (gibraltar.nandp.co.uk) – 3 Year Bond – 3.70% – £1,000 to £9,999
• Norwich and Peterborough BS (gibraltar.nandp.co.uk) – 3 Year Bond – 3.80% – £10,000 to £24,999
• Norwich and Peterborough BS (gibraltar.nandp.co.uk) – 3 Year Bond – 3.90% – £25,000 to £49,999
• Norwich and Peterborough BS (gibraltar.nandp.co.uk) – 3 Year Bond – 4.00% – £50,000 to £1million
• Post Office (postoffice.co.uk) – 3 Year Growth Bond – 4.55% – £500 to 1million
• Yorkshire Bank (ybonline.co.uk) – 3 Year Step Up Bond – Year 1: 3.25%, Year 2: 4.00%, Year 3: 5.20% - £2,000 to £5million